Find the Perfect Loan for Your Dream Home

Working with Mrs. Phara Lacombe was the best decision that we made during my home-buying journey! During our first conversation with Phara, we saw in her a high level of professionalism and deep market knowledge, and as a homebuyer, we did have a lot of questions about the process. She took time to explain all of the options clearly and broke down complex financial terms into simple concepts! She got us an exceptional interest rate and made sure that we got a loan program that perfectly fit within my budget! If you are looking for a trustworthy, sharp, articulate, and quite supportive mortgage broker who will have your best interests at hand, I would definitely recommend her and the team at Vast Mortgage LLC to get 5 stars all the way!

I honestly cannot say enough good things about Phara Lacombe and Gabby!
I came to Phara after my original lender that I had been working with dropped a bomb on me last minute-told me I would need a co-signer and that I would not be able to close on my home until October with his lender. I was buying a house out of state, already in the middle of a huge move and life transition, and I truly thought my original closing date was gone.
Phara was the only other lender I called and thank goodness I called her.
From the very first frantic call, she jumped into action. Instead of telling me what couldn’t be done, she immediately started figuring out what could be done. She worked incredibly fast, stayed positive, communicated with me daily throughout the process, and went above and beyond to find a way to make this loan work.
And somehow, SHE did it!! I closed on my original closing date.
I am still genuinely mind-blown by what she and her team accomplished in such a short amount of time. What felt impossible with my first lender, Phara found a way to make happen. She could have easily looked at my situation and said there wasn’t enough time or that it couldn’t be done but she didn’t.
Buying a home is stressful enough, and buying one from another state while relocating made it even more overwhelming. Having someone in my corner who was knowledgeable, responsive, encouraging, and willing to work that hard for me made all the difference.
I am now sitting in the home that I honestly don’t think I would have right now if it weren’t for Phara and Gabby.
If you are looking for a lender, especially if you’ve been told your situation is difficult or that something can’t be done, call Phara. I am incredibly grateful that I did.

Thank you, Phara, and Gabby for helping make this home possible for me. ❤️🏡

Phara was amazing throughout the entire home-buying process. Another lender told my wife and me that buying our dream home this year was not possible. Thankfully, an old friend referred us to Phara, and she made it happen in less than a month! She was professional, dedicated, and truly went above and beyond to help us. We are so grateful for everything she did to make our dream of owning a home a reality. Highly recommend Phara!

Phara was very patient, thoughtful and kind she takes the time to explain everything to us and to check in on us even when she didn’t have to. I would definitely recommend her and use her again if needs be.

“Working with Phare Lacomb was honestly a great experience. She was very patient, always answered my questions, and made everything simple for me to understand. The whole process felt smooth because she stayed on top of everything and kept me updated. I really appreciate her help and I would definitely recommend her to anyone looking for a good lender

Had a great experience with Phara Lacombe from Vas Mortgage, she did a wonderful job and was very professional.

Ms. Phara is the most patient, kind and caring person. I will recommend Her to anyone that I know and that needs help with a loan. She was always there for me when I needed her. Thanks so much for all of your help and your patience during the process. I couldn’t have done it without you. Keep up the great work!

She’s doing a great job in helping me find a house for my family and I. When I meet her as my loan officer, she did the best job she had patient and make sure you get your dream house I highly recommend her when looking for your dream home. And then she is still there for me and I know she will be for you as well if you have her as your broker. Thank you Phara for helping throughout these past 6 months

I'll give it a 10/10 phara really came through when I was buying my house she was patient and walked me through the things that I need, I would recommend she's very professional.

Mrs Phara Joassaint is very professional, passionate and dedicated as broker, I had a great experience working with her, she made sure I got the best rates, she is highly recommended.

Professionalism to the fullest. Easy to communicate with. Patient, knowledgeable, respectful, helpful…… and her willingness to make homeownership a reality to these who can afford it but weren’t aware of that. Thanks again Phara. May God continue to bless you. May you continue to help more and more people to become homeowners by helping them to get the right finance/loan they can afford and deserve.

Phara was the best! She is knowledgeable, patient, honest and She was very helpful. Excellent…! we appreciate her hard work.I would give Her my highest recommendation.

Phara was extremely helpful, patient, and knowledgeable throughout the process. She was always happy to answer my questions or give advice. Phara always made herself available day and night, along with being in constant communication with me. She always kept me updated on everything she was doing throughout the entire loan process, which gave me a peace of mind. I am so thankful for Phara's help. I would recommend her to anyone looking to have a pleasant and friendly home buying experience.

I've had the pleasure of working with Phara for over 12 years. She has consistently been deeply committed to our clients. This one wasn't any different. Even with a few hiccups that popped up out of our control. Phara is the best at what she does! 🎉🥳. I highly recommend Phara to anyone in need of a top-notch loan officer.

I worked with Phara Joissant as a mortgage broker when I purchased my house, and I can tell you she is a miracle worker. She knows how to get the job done. If you have problems with your credit, she can advise you on the right way to clean up your credit so you can get approved for a loan. She is the best in the business, in my opinion.

Thank you, Phara.We did two transactions. I am very satisfied.!!! I really appreciate your service. Thank you again🙏🌺

Phara was amazing to work with—genuinely caring and dedicated. She made the home-buying process smooth and stress-free, helping us find the perfect place. We’re so grateful for her support. Thank you, Phara!

After knowing Phara for a few years, her generosity and kindness led me to trust her with my purchase - the best decision I ever made. The workflow was seamless, requiring minimal effort on my part as she ensured everything was taken care of promptly. I recommend her to anyone who wants to refinance , or buy a house . Or any other service you may need.

Working with Phara was an endearing experience. She gave us a tremendous value home. She is a very down to earth lender who worked effortlessly to make our dream into a reality. From the bottom of my heart thank you, Phara and God Bless you.

We can not Thank Phara enough for doing our Mortgage, she made Such a stressful process so easy, she makes my dreams comes true, Phara Joassaint is insightful, responsive, patient, and professional, she took the time to explain what didn’t understand specifically when it comes to my husband, we recommended vast mortgage to many of our fiends and will continue highly recommended Phara, Vast mortgage is the best, we can’t thank you enough 🙏🙏

Phara worked tirelessly to secure my home loan and after 2 months, I Am a homeowner. Thank you so very much for all your hard work. My family is enjoying our new home 🏡 and it was worth all the documents 📃 requested 😀